The Annual Election Period (also known as "Medicare Open Enrollment")

The Annual Election Period, also known as Medicare Open Enrollment, is the period in which you have the opportunity to enroll in a Medicare Advantage or Prescription Drug Plan, switch from your current plan, or return to Original Medicare for coverage that is effective on January 1 of the following year.

You don't need to sign up for a new Medicare Advantage or Prescription Drug plan during Medicare Open Enrollment each year. However, Medicare Open Enrollment is your opportunity to review your plan options and make changes, if you see fit.

Know Your Options

Keep in mind that coverage and costs change from year-to-year. If you're enrolled in a Medicare Advantage plan, review the Evidence of Coverage (EOC) and Annual Notice of Change (ANOC) that your plan sends you in September to make sure that your plan still fits your needs and budget. It's important to know that have the right plan.

If you're satisfied with your current plan, you don't need to do anything. During Medicare Open Enrollment, your membership in a Medicare Advantage or Prescription Drug plan will renew automatically for the coming year.

Important Dates to Remember

Mark your calendar with these important dates! Medicare Open Enrollment may be your only opportunity to make a change to your Medicare health and prescription drug coverage.

Date What action do I need to take:

October 1

Start comparing your current Medicare health and prescription drug coverage with the other options available to you.

October 15 – December 7 Annual Election Period or "Medicare Open Enrollment"

Change your Medicare Advantage or prescription drug coverage for the coming year, if you decide to.

January 1

If you made a change to your coverage during Medicare Open Enrollment, this is when your new coverage begins.

If you decided to keep your existing coverage, this is when your plan changes take effect.

Enrollment disclaimer information:
You may enroll in the plan only during specific times of the year unless you qualify for a Special Election Period (SEP) or Initial Coverage Election Period (ICEP).

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